1.1 KiB
1.1 KiB
-
I must make a list with all my positions from Indexa and Bankinter to understand which ones makes more sense to leave as collateral in Myinvestor so I minimize tax gains should I have to sell my free positions.
-
Regarding where to place them once I move them into myinvestor, this fund seems good:
- Fidelity MSCI World Index Fund P-ACC-EUR - IE00BYX5NX33 - https://newapp.myinvestor.es/app/explore/investments/funds/IE00BYX5NX33
-
As to the loan itself, three options depending on risk appetite:
- Low risk
- Principal: 20K€
- Collateral: 10K€
- APR: 5.38%
- Term: 8 years
- Installment: 255.59€
- Raises DE to: 11% to 15%
- Raises PI to: 18% to 24%
- Medium risk
- Principal: 40K€
- Collateral: 20K€
- APR: 5.38%
- Term: 8 years
- Installment: 511.17€
- Raises DE to: 11% to 19%
- Raises PI to: 18% to 30%
- High risk baller move
- Principal: 60K€
- Collateral: 30K€
- APR: 5.38%
- Term: 8 years
- Installment: 766.76€
- Raises DE to: 11% to 23%
- Raises PI to: 18% to 37%
- Low risk