stuff

finance/operation_saylor_2/README.md

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+# Operation Saylor 2
+
+Following the Marmas Financial Plan for 2025, I am going for a second round of the Operation Saylor Playbook.
+
+## Plan
+
+### Borrowing
+
+Borrow from Bankinter with a personal loan. Details:
+
+* Principal: 20K
+* Interest type: Fixed
+* Nominal rate: 6.5%
+* APR: 6.7%
+* 120 monthly installments
+* Installments of 227.10€
+* Early amortization penalty fee: 1% of amortized amount
+
+I requested the loan and received the money on 2025-01-09.
+
+### Investing
+
+Put the 20K into Microstrategy stock. Put 5K each month for four months. I'll do it through Myinvestor.
+
+Then we let it ride.
+
+### Paying back
+
+Out of my personal cashflow.
+
+### Tracking
+
+I'll make a simplified beancount project in this project to make it easy to isolate the operation and measure it's performance independently from the rest of my portfolio.
+
+I'll also track the figures in my main accounting to make sure they are part of my global networth tracking.
+
+### Docs
+
+The files `Contrato` and `INE` in this folder are the paperwork for the loan.

finance/operation_saylor_2/accounting/definitions.beancount

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+option "title" "Operation Saylor 2"
+option "operating_currency" "EUR"
+
+2025-01-09 open Equity:Opening-Balances EUR
+2025-01-09 open Assets:CashBalance EUR
+2025-01-09 open Assets:MSTR MSTR
+2025-01-09 open Liabilities:LoanPrincipal EUR
+2025-01-09 open Expenses:LoanInterest EUR

finance/operation_saylor_2/accounting/main.beancount

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+include "definitions.beancount"
+include "price_history.beancount"
+include "loan_amortization.beancount"
+include "transactions.beancount"
+
+

finance/operation_saylor_2/accounting/transactions.beancount

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+include "definitions.beancount"
+
+2025-01-09 * "Receive loan principal"
+    Assets:CashBalance                         20000 EUR
+    Liabilities:LoanPrincipal                 -20000 EUR