diff --git a/finance/operation_saylor_2/Contrato.pdf b/finance/operation_saylor_2/Contrato.pdf new file mode 100644 index 0000000..8e7008c Binary files /dev/null and b/finance/operation_saylor_2/Contrato.pdf differ diff --git a/finance/operation_saylor_2/INE.pdf b/finance/operation_saylor_2/INE.pdf new file mode 100644 index 0000000..6c5b1bb Binary files /dev/null and b/finance/operation_saylor_2/INE.pdf differ diff --git a/finance/operation_saylor_2/README.md b/finance/operation_saylor_2/README.md new file mode 100644 index 0000000..79c34be --- /dev/null +++ b/finance/operation_saylor_2/README.md @@ -0,0 +1,39 @@ +# Operation Saylor 2 + +Following the Marmas Financial Plan for 2025, I am going for a second round of the Operation Saylor Playbook. + +## Plan + +### Borrowing + +Borrow from Bankinter with a personal loan. Details: + +* Principal: 20K +* Interest type: Fixed +* Nominal rate: 6.5% +* APR: 6.7% +* 120 monthly installments +* Installments of 227.10€ +* Early amortization penalty fee: 1% of amortized amount + +I requested the loan and received the money on 2025-01-09. + +### Investing + +Put the 20K into Microstrategy stock. Put 5K each month for four months. I'll do it through Myinvestor. + +Then we let it ride. + +### Paying back + +Out of my personal cashflow. + +### Tracking + +I'll make a simplified beancount project in this project to make it easy to isolate the operation and measure it's performance independently from the rest of my portfolio. + +I'll also track the figures in my main accounting to make sure they are part of my global networth tracking. + +### Docs + +The files `Contrato` and `INE` in this folder are the paperwork for the loan. diff --git a/finance/operation_saylor_2/accounting/definitions.beancount b/finance/operation_saylor_2/accounting/definitions.beancount new file mode 100644 index 0000000..1c1ddf1 --- /dev/null +++ b/finance/operation_saylor_2/accounting/definitions.beancount @@ -0,0 +1,8 @@ +option "title" "Operation Saylor 2" +option "operating_currency" "EUR" + +2025-01-09 open Equity:Opening-Balances EUR +2025-01-09 open Assets:CashBalance EUR +2025-01-09 open Assets:MSTR MSTR +2025-01-09 open Liabilities:LoanPrincipal EUR +2025-01-09 open Expenses:LoanInterest EUR diff --git a/finance/operation_saylor_2/accounting/loan_amortization.beancount b/finance/operation_saylor_2/accounting/loan_amortization.beancount new file mode 100644 index 0000000..e69de29 diff --git a/finance/operation_saylor_2/accounting/main.beancount b/finance/operation_saylor_2/accounting/main.beancount new file mode 100644 index 0000000..7d95b11 --- /dev/null +++ b/finance/operation_saylor_2/accounting/main.beancount @@ -0,0 +1,6 @@ +include "definitions.beancount" +include "price_history.beancount" +include "loan_amortization.beancount" +include "transactions.beancount" + + diff --git a/finance/operation_saylor_2/accounting/price_history.beancount b/finance/operation_saylor_2/accounting/price_history.beancount new file mode 100644 index 0000000..e69de29 diff --git a/finance/operation_saylor_2/accounting/transactions.beancount b/finance/operation_saylor_2/accounting/transactions.beancount new file mode 100644 index 0000000..9172a96 --- /dev/null +++ b/finance/operation_saylor_2/accounting/transactions.beancount @@ -0,0 +1,5 @@ +include "definitions.beancount" + +2025-01-09 * "Receive loan principal" + Assets:CashBalance 20000 EUR + Liabilities:LoanPrincipal -20000 EUR diff --git a/finance/2025_projections.ods b/finance/planning_2025/2025_projections.ods similarity index 100% rename from finance/2025_projections.ods rename to finance/planning_2025/2025_projections.ods diff --git a/finance/ideas for 2025.md b/finance/planning_2025/ideas for 2025.md similarity index 100% rename from finance/ideas for 2025.md rename to finance/planning_2025/ideas for 2025.md diff --git a/finance/ideas for 2025.pdf b/finance/planning_2025/ideas for 2025.pdf similarity index 100% rename from finance/ideas for 2025.pdf rename to finance/planning_2025/ideas for 2025.pdf diff --git a/finance/methodology_for_2025_planning.md b/finance/planning_2025/methodology_for_2025_planning.md similarity index 100% rename from finance/methodology_for_2025_planning.md rename to finance/planning_2025/methodology_for_2025_planning.md diff --git a/finance/plan_final_finanzas_marmas_2025.md b/finance/planning_2025/plan_final_finanzas_marmas_2025.md similarity index 100% rename from finance/plan_final_finanzas_marmas_2025.md rename to finance/planning_2025/plan_final_finanzas_marmas_2025.md diff --git a/finance/planning_2025/plan_final_finanzas_marmas_2025.pdf b/finance/planning_2025/plan_final_finanzas_marmas_2025.pdf new file mode 100644 index 0000000..4a2ce08 Binary files /dev/null and b/finance/planning_2025/plan_final_finanzas_marmas_2025.pdf differ diff --git a/finance/preguntas_2025.md b/finance/planning_2025/preguntas_2025.md similarity index 100% rename from finance/preguntas_2025.md rename to finance/planning_2025/preguntas_2025.md