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finance/mid_year_loan_2025.md

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+* I must make a list with all my positions from Indexa and Bankinter to understand which ones makes more sense to leave as collateral in Myinvestor so I minimize tax gains should I have to sell my free positions.
+* Regarding where to place them once I move them into myinvestor, this fund seems good:
+  + Fidelity MSCI World Index Fund P-ACC-EUR - IE00BYX5NX33 - https://newapp.myinvestor.es/app/explore/investments/funds/IE00BYX5NX33
+
+* As to the loan itself, three options depending on risk appetite:
+  + Low risk
+    - Principal: 20K€
+    - Collateral: 10K€
+    - APR: 5.38%
+    - Term: 8 years
+    - Installment: 255.59€
+    - Raises DE to: 11% to 15%
+    - Raises PI to: 18% to 24%
+  + Medium risk
+    - Principal: 40K€
+    - Collateral: 20K€
+    - APR: 5.38%
+    - Term: 8 years
+    - Installment: 511.17€
+    - Raises DE to: 11% to 19%
+    - Raises PI to: 18% to 30%
+  + High risk baller move
+    - Principal: 60K€
+    - Collateral: 30K€
+    - APR: 5.38%
+    - Term: 8 years
+    - Installment: 766.76€
+    - Raises DE to: 11% to 23%
+    - Raises PI to: 18% to 37%