hojas/scratch/mortgage_planning.md

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2026-07-23 12:16:52 +02:00
Little G born in Jan 2027
Will be 6 months old in July 2027
We'll be ready for third little one in Jan 2028
If history repeats, little one #3 will come some time in november 2028-May2029
Thus, our window for moving will be July 2027 and July 2028
Estimated lawful networth in July 2027:
62.000€ in debt
26.000€ Myinvestor -> 27.000€
129.000€ Indexa -> 135.000€
33.000€ btc-is -> 45.000€
total assets = 207.000€
minus 62.000€ debts = 145.000€
Assuming 145.000€ downpayment, following pairs of prices and salaries
Salary | Installment | House price
60.000 1.100€ 380.000€
80.000 1.445€ 460.000€
100.000 1.714€ 520.000€
120.000 2.046€ 600.000€