30 lines
1.1 KiB
Markdown
30 lines
1.1 KiB
Markdown
|
* I must make a list with all my positions from Indexa and Bankinter to understand which ones makes more sense to leave as collateral in Myinvestor so I minimize tax gains should I have to sell my free positions.
|
||
|
|
* Regarding where to place them once I move them into myinvestor, this fund seems good:
|
||
|
|
+ Fidelity MSCI World Index Fund P-ACC-EUR - IE00BYX5NX33 - https://newapp.myinvestor.es/app/explore/investments/funds/IE00BYX5NX33
|
||
|
|
|
||
|
|
* As to the loan itself, three options depending on risk appetite:
|
||
|
|
+ Low risk
|
||
|
|
- Principal: 20K€
|
||
|
|
- Collateral: 10K€
|
||
|
|
- APR: 5.38%
|
||
|
|
- Term: 8 years
|
||
|
|
- Installment: 255.59€
|
||
|
|
- Raises DE to: 11% to 15%
|
||
|
|
- Raises PI to: 18% to 24%
|
||
|
|
+ Medium risk
|
||
|
|
- Principal: 40K€
|
||
|
|
- Collateral: 20K€
|
||
|
|
- APR: 5.38%
|
||
|
|
- Term: 8 years
|
||
|
|
- Installment: 511.17€
|
||
|
|
- Raises DE to: 11% to 19%
|
||
|
|
- Raises PI to: 18% to 30%
|
||
|
|
+ High risk baller move
|
||
|
|
- Principal: 60K€
|
||
|
|
- Collateral: 30K€
|
||
|
|
- APR: 5.38%
|
||
|
|
- Term: 8 years
|
||
|
|
- Installment: 766.76€
|
||
|
|
- Raises DE to: 11% to 23%
|
||
|
|
- Raises PI to: 18% to 37%
|